Joydeep Ghosh And M Saraswathy

Stories by Joydeep Ghosh And M Saraswathy

Jan Dhan: 72.5 mn accounts opened, but 75% have no balance

Jan Dhan: 72.5 mn accounts opened, but 75% have no balance

Rediff.com   13 Nov 2014

The data show close to 72.5 million accounts have been opened till November 10 with an average 500,000 opened every day.

E-commerce: Flood of complaints refuses to recede

E-commerce: Flood of complaints refuses to recede

Rediff.com   7 Nov 2014

There are umpteen cases where travel websites and airlines advertise tickets for unbelievably low prices, without mentioning taxes and other charges.

Golden tips to build an emergency fund

Golden tips to build an emergency fund

Rediff.com   3 Nov 2014

An emergency fund, as the name suggests, is one in which you have three months to six months' salary.

Ulips are cheaper, yet not useful

Ulips are cheaper, yet not useful

Rediff.com   3 Nov 2014

Cost is not the only factor that one should look at. It's best to keep investment and insurance apart

Things you should know before buying a health policy

Things you should know before buying a health policy

Rediff.com   28 Oct 2014

Health insurance has almost 23 per cent market share in the general insurance space.

Keep these factors in mind before investing in mutual funds

Keep these factors in mind before investing in mutual funds

Rediff.com   28 Oct 2014

Ask about the fund house's other schemes and how these have performed over time.

Insurance firms wake up to tackle fake claims

Insurance firms wake up to tackle fake claims

Rediff.com   23 Oct 2014

A senior life insurance official point out there have also been cases involving former insurance agents.

Good news! India's job market is looking up

Good news! India's job market is looking up

Rediff.com   21 Oct 2014

Banking and IT lead; see September hiring rise 52%, 34% y-o-y, respectively.

Cyclone Hudhud: Insurance claims to cross Rs 4,000 cr

Cyclone Hudhud: Insurance claims to cross Rs 4,000 cr

Rediff.com   15 Oct 2014

This could impact their books in the third quarter of the current financial year.

Why open offers aren't attractive for many investors

Why open offers aren't attractive for many investors

Rediff.com   13 Oct 2014

Tendering the shares in an open offer will lead to higher taxation.

Life insurers oppose major change in provisions

Life insurers oppose major change in provisions

Rediff.com   11 Oct 2014

Section 45 in the new Bill says no claim can be repudiated after three years of the policy being in force, even if a fraud is detected, has sent life insurers into a tizzy.

Double-digit earnings growth expected

Double-digit earnings growth expected

Rediff.com   6 Oct 2014

Over the past four quarters, the Sensex companies' earnings trajectory has improved sharply because of a weak rupee.

Bank stocks: Cheap does not mean buy

Bank stocks: Cheap does not mean buy

Rediff.com   25 Sep 2014

Many are now cheaper after stock splits. But look at key parameters

'Too many MF reforms have slowed down implementation'

'Too many MF reforms have slowed down implementation'

Rediff.com   24 Sep 2014

The sector needs to move away from such concepts.

Should you invest in debt funds?

Should you invest in debt funds?

Rediff.com   17 Sep 2014

The category average return of mid-and-small-cap funds is 95 per cent.

Now dating sites for the highly educated

Now dating sites for the highly educated

Rediff.com   15 Sep 2014

A slew of websites are catering to matchmaking needs of IITians, IIMians and others with high educational qualifications.

How home loans have changed in the past 4 decades

How home loans have changed in the past 4 decades

Rediff.com   15 Sep 2014

HDFC, the pioneer, ICICI, the game-changer, and SBI, the original teaser, turned the market on its head.

When should you invest in fixed maturity plans

When should you invest in fixed maturity plans

Rediff.com   12 Sep 2014

It is a toss-up between liquidity and higher returns; if the tenure is more than three years, FMPs score.

Jan Dhan Yojana: Clarity awaited on insurance

Jan Dhan Yojana: Clarity awaited on insurance

Rediff.com   4 Sep 2014

Under the scheme, which seeks to open 75 million accounts by January 26, 2015, an accident insurance cover of Rs 100,000 is provided with every RuPay debit card offered by the National Payments Corporation of India.

Want to make money in the stock markets? Here's how!

Want to make money in the stock markets? Here's how!

Rediff.com   3 Sep 2014

Market experts say booking profits could be unwise. If you are nervous, go for dividend-yield stocks.